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All tools are free. No account required. No financial advice — just clear numbers based on your actual situation.

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How much can I afford?

Enter your income, debt, and savings. Get the real number — not just what a bank will approve. Includes loan type recommendations, DPA program finder, and a 3-tier comfort comparison.

2 min
to complete
Free
no account needed
4 inputs
that's all
Try the calculator →
New

Should I rent or buy?

Run the real numbers on renting vs. buying in your city. See your break-even point, true cost of ownership, and whether buying actually makes financial sense right now.

5 min
to complete
Free
no account needed
Your city
personalized
Compare rent vs. buy →
Coming soon

My homebuyer dashboard

Track your readiness score over time, follow your personalized 30/60/90 day action plan, and get alerts when new DPA programs open in your area.

Score
readiness tracking
Alerts
DPA programs
Plan
30/60/90 days
Join the waitlist →

Pathways is not a lender or financial advisor · All tools are for educational purposes only